VARIABLE TUITION

Let’s make this work.

The purpose of the variable tuition program is to make Christian education accessible to more families, by providing a reduced rate. We base reduced rates on each family’s specific financial situation. Variable tuition is a need-based financial aid structure – similar to those used by other private schools, colleges, and universities. Any family with children in Kindergarten or above in need of assistance may apply.

Factors like income, family circumstances, and the cost of living in the Fredericksburg region are reviewed by a third party: FACTS Grant & Aid. Each request is then reviewed by the FCS Financial Aid Committee, who makes the final award. Currently, 71% of our students receive a reduced tuition due to either variable tuition or one of the other discounts we offer (multiple child, advanced pay, alumni, or employee discount). 

Variable Tuition – Application Process

The 2025-2026 school entrance application must be completed before variable tuition assistance is considered. 

Before you begin your application on the FACTS Grant & Aid website, you’ll want to have applied for the students and grade levels needed and have the following documents ready. They will need to be uploaded to FACTS Grant & Aid to supplement your application.

  1. Completed 2024 Federal Tax Return including all supporting tax schedules
  2. 2024 W-2 forms for all individuals listed on the tax return
  3. Documentation for Social Security income and Child Support
  4. A letter written to the Variable Tuition Review Committee about your financial circumstances, including the amount that you feel that you can pay monthly
FACTS Grant & Aid Phone  |   1-866-412-4637
A processing fee of $45 will be required to submit your Variable Tuition application.

A Look Into the Process

What does the FCS Financial Aid Committee look at and how do they decide? 

 
  • Family Circumstances

The first thing consider by the committee are the specific family circumstances. Every letter submitted is carefully read to determine if a financial tuition need exists. While numbers tell us a lot, they don’t always provide the full story. This is why the letter is so critical. Not only does it give the committee the opportunity to pray for the family, but it alerts the committee to any extenuating circumstances.

  • Discretionary Income

Discretionary income is calculated by taking the total income from the tax return and subtracting out any necessary, day-to-day expenses. These  expenses include things like mortgage/rent, car payments, medical expenses, etc. FACTS also provides an estimate for utilities, groceries, apparel and miscellaneous expenses for a family of the applicant’s size in the area in which they live. Necessary expenses do not include things like streaming or paper subscriptions, memberships to gyms/clubs, housekeeping or yard services, etc. When the expenses are subtracted from the total income, this gives us the family’s discretionary income. If the discretionary income is greater than that family’s tuition and fees, it is usually determined that there is no financial need. However, the committee always looks to see if there are extenuating circumstances that might not be explained by numbers alone. 

  • Other Considerations

When looking at a family’s application, the committee also considers their other expenses (such as vacations) and sources for tuition (a well-funded 529 savings account, for example).

In the absence of extenuating circumstances, the committee aims to taper families off assistance by awarding slightly less each year.

If you have specific questions about what constitutes a necessary expense, please contact Amanda Kaeser at akaeser@gofcs.org.

 
Please understand Variable Tuition awards are private and determined on a case-by-case basis. Therefore, sharing the decision of the committee regarding an award for your family may result in the award being revoked. 

Variable Tuition – Important Dates

Application Completion DateAward Notification Letter Mailed
By March 15, 2025By April 30, 2025
By April 15, 2025By May 31, 2025
By May 15, 2025By June 30, 2025
After May 15, 2025 – Applications subject to closingContact the Business Office

Children’s Tuition Fund

When you apply for variable tuition, your application will also be evaluated to see if your family is eligible to receive assistance through the Children’s Tuition Fund. You can learn more about this program by clicking the button below.